Monday, September 13, 2010

Things they never teach you in college

When I started my college career, I was a young and naive 18-year-old. I was told that I needed to go to college to make something of myself. So I obeyed and signed on the dotted line, not thinking about the amount of money I was agreeing to one day pay.

I, like so many other suckers out there, was decieved into thinking that Sallie Mae was a great loan company willing to take a chance on a young girl with no credit history at all. Here I am 10 years later, very very sorry I ever signed that document.

Because of that signature I have had to endure years of constant calling, harrassing, and verbal threats from good Ole' Sallie mae. They have screwed up my bank account and my credit. They have done irreprable damage to me, but all that was nothing compared to the message I got tonight.

As some of you may know, I have changed my voicemail to reflect my current pregnant state. In it, I explain that sometimes I can't always get to the phone because I'm 8 months pregnant and have 2 kids. So, when Sallie Mae called me tonight, like most nights they call, I saw that I got a voicemail. Now usually I just ignore it, but tonight was something very different. Tonight one of Sallie Mae's little minions proceeded to mock me, insult me, and threaten me because of my pregnant voicemail.

I really am unsure how in the world people like that can get away with being horrible little monsters, but for some reason...they do. Why Sallie Mae couldn't have gone down in flames like all the other companies over the last 2 years I don't know. But now instead of being annoyed once again by their phone call, I'm insulted, hurt and a little afraid.

5 comments:

Tracey Jacobsen said...

I'd save that voicemail and call their authorities.

I'm sorry Erin!

And you're right... the loans SUCK.

Sarah May said...

Save the voice mail for sure!

I am terrified of Sallie Mae as well... a $20,000 quick college course with no job prospects after... I am ruined! I get a phone call every day from them...

When we did our bankruptcy we learned all sorts of stuff that the collections people are not allowed to do, but did anyways...

It is against the law for them to harass you. Google it... maybe you can press charges!

I would have went ninja on them... you have more reserve than I do...

I am so sorry that people can be so mean!

Maribeth said...

I agree with the first comment, you need to call and complain!!... that is totally inappropriate and un-called for... not even applicable to why they should call you any way. That is so discriminatory! Sorry... that just pisses me off and gets all of my own angry pregnancy hormones going...

Save the message, and give Sallie Mae what for!

Anonymous said...

Oh my goodness Erin... I will totally go down there and 'take care of it' for you... if you get my drift. That makes me so upset for you!!

I have Sallie Mae too, and they are pure misery. They may be entitled to a certain amount of money we borrowed, but they are NOT entitled to treating us like second class citizens. If you are able to forward the voicemail to authorities, please keep us posted on what happens!!

Amy said...

I'm so sorry this happened to you! That is so wrong what that person said. :( I'm not sure if you'd be interested, but there is a real good financial book called "Total Money Makeover" by Dave Ramsey and he gives some really helpful financial advice (it has helped us a ton!) and also addresses how to deal with companies like that. If you're interested you should check it out.